Payment Policy: All payments, including co-pays and co-insurance, must be paid at each visit. If we are out of network with your insurance carrier, payment for evaluation and treatment sessions is due at the time of service. Payment is accepted in the form of cash, check, or credit card. Please contact us by email to inquire about our fee-for-service rates for evaluation and treatment sessions.
Insurance: Carolina Speech & Myo is a participating provider with SC Medicare part B, and is an in-network provider with SC BlueCross BlueShield,UnitedHealthcare, Aetna, Cigna, and SC Medicaid Healthy Connections. Check with your insurance carrier for specific speech therapy coverage details. Many insurance plans will cover speech therapy services, however there may be a co-pay, co-insurance, deductible, or a session limit. All co-pays and co-insurance payments must be remitted at each visit. You can learn more about your speech therapy coverage by calling the member services number on the back of your insurance card. You may also contact us with your insurance carrier information, and we can verify benefits with the insurance carrier on your behalf.
Carolina Speech & Myo is out-of-network with all other private insurance carriers at this time. If we are not contracted with your particular insurance carrier, clients are responsible to pay for speech therapy sessions in full at the time of each visit. You may be able to receive reimbursement of speech therapy fees, based on your insurance and your speech therapy coverage plan. Per individual request, we can provide a document showing proof of service with procedure and diagnostic codes (also known as a Superbill) for you to submit to your insurance company for reimbursement purposes. We recommend that you contact your insurance carrier to verify your speech therapy coverage, including reimbursement rates for services provided by an out-of-network provider, prior to scheduling an initial speech therapy evaluation with us. Also, check with your insurance company and HSA (Health Savings Account) for specific coverage and reimbursement policies. Many families find that they can fund speech therapy services through their HSA/FSA.
Private Pay If you do not have insurance, or your insurance does not cover speech therapy services, a private pay option is available. We offer a 20% prompt-pay discount for payment at the time of service. Pre-paid, bundled session fees at a discounted rate are also available to private paying clients. For information on fee-for-service rates and applicable discounts, please contact us by email at [email protected].